My mail carrier knows that I have dogs & usually leaves me a notice that I have a package to pick up at the post office. However, about a week ago I had a note in my mail box saying that my dog had jumped up on her car & scratched it & repairs would be about $900. I have always been able to get out the scratches from my dogs with rubbing compound when they have jumped up on my car. Should I just pay as feel like I may be getting scammed & I do not understand why she would suddenly decide to deliver a package when in the past she has just left notices. Should I turn it over to my homeowners insurance or would this cause my rates to go up. Any advice would be greatly appreciated.