angry_american
New Member
Question: Do we have a case?
We bought into a timeshare and gave them my debit card number for three payment's. This was to be taken out once a month for three months. Some how someone accessed our checking account and drained it the 1st of Aug. We wanted to closeout this account. So i faxed a letter to the timeshare company on Aug 3rd to stop taking any auto debit/checking account payments out,( thier contract read to change credit/debit number or expiration date or to cancel, you have to do it in writing.) Which i did by faxing them the letter. I had some checks still outstanding and wanted to get them all in before closing the account by the middle of September. But on the 6th of September this company went ahead and took a payment out and caused alot of over draft charges for the checks that were previously out.
The bank did an investigation and found that it was not an unautorized withdrawal.
I contacted the company and the first person admitted he had seen the letter and it was a mistake on thier part. Then he gave me to a woman and she wanted a copy of our bank statement from where thier withdrawal caused the overdraft charges, so i faxed that to them. Now they don't want to be accountable for thier screwup. Because of what they did, we had our electricity shutoff and i lost my truck, because the checks bounced. They have totally ruined our credit.
Do i have the right to sue them for damages they caused and if so what state do i have to go threw to file? I live in MI.
We bought into a timeshare and gave them my debit card number for three payment's. This was to be taken out once a month for three months. Some how someone accessed our checking account and drained it the 1st of Aug. We wanted to closeout this account. So i faxed a letter to the timeshare company on Aug 3rd to stop taking any auto debit/checking account payments out,( thier contract read to change credit/debit number or expiration date or to cancel, you have to do it in writing.) Which i did by faxing them the letter. I had some checks still outstanding and wanted to get them all in before closing the account by the middle of September. But on the 6th of September this company went ahead and took a payment out and caused alot of over draft charges for the checks that were previously out.
The bank did an investigation and found that it was not an unautorized withdrawal.
I contacted the company and the first person admitted he had seen the letter and it was a mistake on thier part. Then he gave me to a woman and she wanted a copy of our bank statement from where thier withdrawal caused the overdraft charges, so i faxed that to them. Now they don't want to be accountable for thier screwup. Because of what they did, we had our electricity shutoff and i lost my truck, because the checks bounced. They have totally ruined our credit.
Do i have the right to sue them for damages they caused and if so what state do i have to go threw to file? I live in MI.
