Hebi_Jeebies
New Member
- Jurisdiction
- Ohio
I received a call from National Credit Systems, INC on June 29th telling me that I owe a balance for the damages done to an apartment complex.
I lived in this apartment complex with an ex, and moved out before the lease was up in 2017. My ex continued to live there and we signed a "Roomate Release" form and he got a new roommate. He moved out of those apartments in 2019 (2 years later). This debt should not have anything to do with me.
I called them and asked for evidence that I owe this debt, and they told me that they do not have evidence to provide me with, and that I need to call the apartments. I'm pretty sure it's illegal for them to deny that they have evidence.
They informed me that on my account with their website, there are links to the lease agreement and history of the debt. However, when I click on these links, they lead to blank pages.
I sent a Debt Verification Letter to their office on July 10 and still have not received a response.
They called me on July 15 and left a voicemail saying they had to discuss my debt with me. I called back today (July 23) and just reiterated that I owe the debt. I mentioned that I had sent the letter, which they ignored, and the speaker said she would send me an email with some information. I never received that email, and it is well past business hours.
I have all calls recorded, I have a postal receipt of the letter I sent, and I have the original letter.
How do I proceed? What do I do now?
I lived in this apartment complex with an ex, and moved out before the lease was up in 2017. My ex continued to live there and we signed a "Roomate Release" form and he got a new roommate. He moved out of those apartments in 2019 (2 years later). This debt should not have anything to do with me.
I called them and asked for evidence that I owe this debt, and they told me that they do not have evidence to provide me with, and that I need to call the apartments. I'm pretty sure it's illegal for them to deny that they have evidence.
They informed me that on my account with their website, there are links to the lease agreement and history of the debt. However, when I click on these links, they lead to blank pages.
I sent a Debt Verification Letter to their office on July 10 and still have not received a response.
They called me on July 15 and left a voicemail saying they had to discuss my debt with me. I called back today (July 23) and just reiterated that I owe the debt. I mentioned that I had sent the letter, which they ignored, and the speaker said she would send me an email with some information. I never received that email, and it is well past business hours.
I have all calls recorded, I have a postal receipt of the letter I sent, and I have the original letter.
How do I proceed? What do I do now?