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Debt collection Lawsuit.

Discussion in 'Other Debt, Collection, Garnishment' started by Carp1981, Feb 15, 2020.

  1. Carp1981

    Carp1981 Law Topic Starter New Member

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    Jurisdiction:
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    Hello all, I was sued by a junk debt buyer in 2016. The ruling by the district magistrate was judgment for defendant ( which was myself). There was no appeal so I assumed I didn't owe the money to them case closed. I was checking my credit report and this debt is showing back up in mid 2017 with a new collection agency reporting it. I contacted them and they say I owe the money because no where on the court transcript does it say dismissed therefore i'm still liable for the debt. I'm confused as I thought a judgment on my behalf was better than a dismissal. Thanks for your help.
     
  2. army judge

    army judge Super Moderator

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    It is time for you to meet with a lawyer.
    Those rascals have little to fear from you.
    Rascals often have great fear of a good attorney.
    Good luck.
     
  3. adjusterjack

    adjusterjack Super Moderator

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    It was.

    I suggest you visit the courthouse and get copies of everything in the case file so you can see what the judge wrote. Get some certified copies of his decision so you can send them to the creditor and the credit bureaus.

    If that doesn't clear the record, then get a lawyer.
     
  4. mightymoose

    mightymoose Moderator

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    I agree, a letter to the agency reporting the debt that includes a copy of a judgment in your favor regarding the debt should clear it up.
    Written communication is far more meaningful than anything said on the phone.
    Send them the information and demand they stop reporting a delinquent debt.
     
  5. zddoodah

    zddoodah Well-Known Member

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    Who are "they" and "them" to whom you referred in your post (e.g., "I contacted them and they say I owe. . . .")?
     
  6. Carp1981

    Carp1981 Law Topic Starter New Member

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    They are "resurgent capital" who purchased the debt from cache llc who sued me.
     
  7. zddoodah

    zddoodah Well-Known Member

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    You need to dispute what's on your credit report with the credit reporting agencies not the creditor.
     

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