Debt collection, from the company I WORK FOR

[Viking793]

Jurisdiction

Tennessee

Hi:

This is a rather complicated issue. First , let me explain the setup. The company that I work for, which is a supplier of merchandise, allows employees to purchase items on their personal account. Thus, last year, I ordered an item for over $300.00. Due to some personal issues, it has taken a long time to pay. Necxt, several months ago, the credit manager of our company sent out an email to two of my bosses. The email contained a copy of my bill, the amount owed, and a request to my bosses to help them recover the owed debt. Thus, my question is, what, if any, violations might present themselves in this situation? Am I protected by debt collection law, despite the fact that I WORK FOR THE company?

 

[army judge]

what, if any, violations might present themselves in this situation?

None, you admit to owing the debt and have so far failed to pay the debt.

Am I protected by debt collection law, despite the fact that I WORK FOR THE company?

Yes, you enjoy all the protections our laws and constitution allows, so does the company.

I suggest you pay the debt in full.

You received the merchandise, and have yet to fully pay for it.

 

[adjusterjack]

what, if any, violations might present themselves in this situation?

None.

Your employer asked himself to collect the money from you.

 

[zddoodah]

Federal debt collection laws only apply to third-party debt collectors. You can google to see if your state has anything that might apply to an original creditor. However, (1) this is a rather obvious consequence of doing business with your employer and then defaulting on your payment obligation; and (2) the credit manager communicating with your boss is essentially an internal communication and highly unlikely to be covered by any applicable law.