barker1911
New Member
On June 19th I sent a dispute letter to the 3 credit report agencies. after 30 days only transunion sent me back a letter with some accounts deleted and others that they say are mine but two are not. I thought they have to send me proof of debt such as a copy of a contract or something like it. the other agency sent me a letter that I only received on July 27th ( after the 30 days period) but again same thing no proof of debt and innacurate account informations. What should I do now? Do I need o dispute again and again? Don't they need to send me proof of this debts , because I had called several times these collector saying that it's not mine.