The upstairs condo owner recently had a plumbing problem causing water to leak between floors and cause $512 damage to the ceiling in my unit. After putting the claim through my insurance company, I received a check for $12.00 due to the $500 deductable on my policy. My insurance company did turn over the claim to a collection agency who contacted the condo unit owner and their insurance company. Bottom line is that the collection agency closed the case because:
"The adverse party disagrees with your theory of negligence/liability and we have no information from you to satisfactorily arguement. If you have data to support your position, please forward same. We'll then reopen and pursue.
Thank you."
I am in agreement that the damage was not caused by negligence, but is there any recouse I have available to me or would this recovery attempt be heard in small claims court?
Fred Gutowski
"The adverse party disagrees with your theory of negligence/liability and we have no information from you to satisfactorily arguement. If you have data to support your position, please forward same. We'll then reopen and pursue.
Thank you."
I am in agreement that the damage was not caused by negligence, but is there any recouse I have available to me or would this recovery attempt be heard in small claims court?
Fred Gutowski