Hi!
My name is Valeria and I am from Russia. In the beginning of summer 2010 I bought a car for myself in the US. I m only tourist with guest visa so I didn't have any documents such as American driver license or ID for car registration. That's why I asked one guy to register the car to his name. And also he made the insurance. There was no my name in any documentations. Only his name. Each month I paid for the insurance and couple times for car`s repair. In the end of summer I went back to Russia and left my car waiting for me. In the end of December I returned in the US. Took my car and almost the next day got the car accident. It was not my fault. My car was crashed deadly and the insurance company promised that they gonna pay me full amount of my car`s price. I started that my car`s title and insurance was on the name one guy. That's why insurance company always was talking to him. He promised me when he will get the check he gonna transfer the money to my bank account. Now It s almost 2 month gone since the car accident happened. That guy tells me that still didn't get the check. Now I know that he is lying to me. I called to insurance and they told me that send the money a month ago. Now I understand that guy is not going to give my money back. What should I do in this situation? Can I bring an action against him? I have some evidences that car was mine – documents of buying process (but with his name on top), many witnesses which can tell that it was my car, foto and also I recorded the phone conversation with that guy where he agree that it was my car and he owes me the money but he is not gonna do it. Do I have any chance to get my car`s money back and punish that thief?
And one more question. Did I broke the law when I registered the car to someone's else name and used the insurance?
Sorry for my english! and thank you!
My name is Valeria and I am from Russia. In the beginning of summer 2010 I bought a car for myself in the US. I m only tourist with guest visa so I didn't have any documents such as American driver license or ID for car registration. That's why I asked one guy to register the car to his name. And also he made the insurance. There was no my name in any documentations. Only his name. Each month I paid for the insurance and couple times for car`s repair. In the end of summer I went back to Russia and left my car waiting for me. In the end of December I returned in the US. Took my car and almost the next day got the car accident. It was not my fault. My car was crashed deadly and the insurance company promised that they gonna pay me full amount of my car`s price. I started that my car`s title and insurance was on the name one guy. That's why insurance company always was talking to him. He promised me when he will get the check he gonna transfer the money to my bank account. Now It s almost 2 month gone since the car accident happened. That guy tells me that still didn't get the check. Now I know that he is lying to me. I called to insurance and they told me that send the money a month ago. Now I understand that guy is not going to give my money back. What should I do in this situation? Can I bring an action against him? I have some evidences that car was mine – documents of buying process (but with his name on top), many witnesses which can tell that it was my car, foto and also I recorded the phone conversation with that guy where he agree that it was my car and he owes me the money but he is not gonna do it. Do I have any chance to get my car`s money back and punish that thief?
And one more question. Did I broke the law when I registered the car to someone's else name and used the insurance?
Sorry for my english! and thank you!