I have just received a letter from a collection agency for a vehicle I owned in 1989. The letter states that I owe taxes on this vehicle from Jan. 1989 to July 1989. This car was repossessed
in, I believe in January of 1989. When they took the car they took the plates and everything in the car.
Funny, I have not received anything prior to this, that I had any outstanding debts from the DMV of CT for the past 15 years. Also, they have my maiden name on this letter. I have lived in the same state for ten years now.
Nothing showed up on my credit report when I went to buy my new car or my house two years ago.
When I moved into the house, I had done some major cleaning out of old files. I did come across the paperwork for this car then but since it had been over ten years, I disposed of the paperwork. The only reason I even kept it that long was because I thought since the car had been repossessed I might need to have the records but after ten years I figured the matter was closed.
The letter states that if I do not respond with in 30 days they will consider this a valid claim and if I do not pay for the amount plus interest, plus collection fees, they could attached a lien to my house, bank accounts etc....
I am concerned to call, but at the same time, I don't think I am responsible for this debt.
It seems fishy to me.
Should I send a letter disputing the claim and asking for any proof that there was an attempt to collect this debt prior with in the past fifteen years?
Is there a statue of limitations on this if I haven't heard anything?
Last edited by lholladay on 08-13-2004 at 10:41 PM
in, I believe in January of 1989. When they took the car they took the plates and everything in the car.
Funny, I have not received anything prior to this, that I had any outstanding debts from the DMV of CT for the past 15 years. Also, they have my maiden name on this letter. I have lived in the same state for ten years now.
Nothing showed up on my credit report when I went to buy my new car or my house two years ago.
When I moved into the house, I had done some major cleaning out of old files. I did come across the paperwork for this car then but since it had been over ten years, I disposed of the paperwork. The only reason I even kept it that long was because I thought since the car had been repossessed I might need to have the records but after ten years I figured the matter was closed.
The letter states that if I do not respond with in 30 days they will consider this a valid claim and if I do not pay for the amount plus interest, plus collection fees, they could attached a lien to my house, bank accounts etc....
I am concerned to call, but at the same time, I don't think I am responsible for this debt.
It seems fishy to me.
Should I send a letter disputing the claim and asking for any proof that there was an attempt to collect this debt prior with in the past fifteen years?
Is there a statue of limitations on this if I haven't heard anything?
Last edited by lholladay on 08-13-2004 at 10:41 PM