I got a civil Summons for some kind of creditcard company and they are taking me to court but I dont remember having this account. I call who they say its from and they didnt have it on file they said they have deleted it. I ask Brock & Scott law firm to validate it and all they told me is to check my credit report. What are my options??? They are sueing for 1231.24 plus interest and fees credit report says the account was opened in 2000 and on the 2 year payment history my last payment was in 5/04 then it goes 30 60 90 120 120 and then say OK on 11/04 like that was the last payment day. It looks like if that was the last payment day that the 30 60 90 ...... wouldve started over again... Thanks for any help in advance