Navy_brat_in_tx
New Member
I just rcvd ad notices from 3 diff lawyers saying a civil suit was filed by a CC Company citing a case#. I pulled the doc # & it was listed in the county court system. The bill was last pd in 2003 when I resided in a diff state, with a balance of about 3k left. I had tried to pay but they were rude & refused partial pymts & cxld the acct. Nothing has come in the mail, -it was only filed last wk according to the rec's.
Questions if anyone can help-
1) They say I owe approx 10k, but my orig paperwork shows just under 3k - what am I actually liable for?
2) I googled the lawyer that filed the suit & found him in a gen law directory in tx, but no other info was on the profile tabs. Would that indicate he's a prob a bill coll & not working for the CC comp?
3) Am I req to attend court for this event? & what would I need to bring or be prep'd with?
4) What personal assets; house, car, bank accts, income, ret accts, or other personal possessions are subject to levy against?
5) If I receive a judgement against me, would that show on a criminal rec &/or credit rpt? I am concerned this will impact my employement.
I've never had an issue like this, & due to personal difficulties in 2003, I incurred some financial troubles. I now live in TX & have worked hard to reinstate my financial independance. I realize this is a debt I am responsible for, or at least a portion of it -since it has been inflated so badly.. but I can't afford the monies they want!! can u help -- lost in texas!!
Questions if anyone can help-
1) They say I owe approx 10k, but my orig paperwork shows just under 3k - what am I actually liable for?
2) I googled the lawyer that filed the suit & found him in a gen law directory in tx, but no other info was on the profile tabs. Would that indicate he's a prob a bill coll & not working for the CC comp?
3) Am I req to attend court for this event? & what would I need to bring or be prep'd with?
4) What personal assets; house, car, bank accts, income, ret accts, or other personal possessions are subject to levy against?
5) If I receive a judgement against me, would that show on a criminal rec &/or credit rpt? I am concerned this will impact my employement.
I've never had an issue like this, & due to personal difficulties in 2003, I incurred some financial troubles. I now live in TX & have worked hard to reinstate my financial independance. I realize this is a debt I am responsible for, or at least a portion of it -since it has been inflated so badly.. but I can't afford the monies they want!! can u help -- lost in texas!!