chapter 7

[ceraj]

can one file for chapter 7 if after trying for a while chapter 13 didn't work?/

 

[Proserpina]

What do you mean by "didn't work"?

 

[army judge]

can one file for chapter 7 if after trying for a while chapter 13 didn't work?/

Chapter 13 isn't easy, and often doesn't bring about the desired result.
I suggest you visit with a local bankruptcy attorney or three in your area.
They can best advise you about your options and chances of obtaining the financial relief you're seeking. Good luck.

 

[Betty3]

I assume you mean the Chapter 13 didn't work out? (& not you didn't work)

A chapter 13 does require discipline. You might want to talk to a bankruptcy attorney as suggested. The court can be asked about modifying your C. 13 plan. If you don't think that will work, a Chapter 13 can sometimes be converted to a Chapter 7 (unless you received a C. 7 discharge within the previous 8 years.) Talk to an attorney about your various options.

 

[Proserpina]

OP would need to pass the means test in order to qualify for Ch. 7, no matter what the status of the 13 is/was.

 

[Betty3]

Agree, Pro. OP has to qualify for a C. 7 - that is why I said sometimes can be converted to a C. 7. (OP might have too much income/not enough expenses.....)

 

[rosyshina]

Please don't post incorrect or erroneous information.

Of course, you can always say: IN MY OPINION< blah blah blabbity balb blab.

Please don't post to old threads.

Consider this two courtesy warnings.

Please comply with our forum rules.

http://www.thelaw.com/forums/forumdisplay.php?f=12