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chapter 7
- Thread Starter ceraj
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Proserpina
Moderator
What do you mean by "didn't work"?
army judge
Super Moderator
Chapter 13 isn't easy, and often doesn't bring about the desired result.
I suggest you visit with a local bankruptcy attorney or three in your area.
They can best advise you about your options and chances of obtaining the financial relief you're seeking. Good luck.
Betty3
Well-Known Member
I assume you mean the Chapter 13 didn't work out? (& not you didn't work)
A chapter 13 does require discipline. You might want to talk to a bankruptcy attorney as suggested. The court can be asked about modifying your C. 13 plan. If you don't think that will work, a Chapter 13 can sometimes be converted to a Chapter 7 (unless you received a C. 7 discharge within the previous 8 years.) Talk to an attorney about your various options.
A chapter 13 does require discipline. You might want to talk to a bankruptcy attorney as suggested. The court can be asked about modifying your C. 13 plan. If you don't think that will work, a Chapter 13 can sometimes be converted to a Chapter 7 (unless you received a C. 7 discharge within the previous 8 years.) Talk to an attorney about your various options.
Proserpina
Moderator
OP would need to pass the means test in order to qualify for Ch. 7, no matter what the status of the 13 is/was.
Betty3
Well-Known Member
Agree, Pro. OP has to qualify for a C. 7 - that is why I said sometimes can be converted to a C. 7. (OP might have too much income/not enough expenses.....)
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Of course, you can always say: IN MY OPINION< blah blah blabbity balb blab.
Please don't post to old threads.
Consider this two courtesy warnings.
Please comply with our forum rules.
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