Personal Bankruptcy chapter 7 property exemptions

[Ravynwolvf]

I recently had a 6 day stint un the hospital for pneumonia for which I received a whopping $40,000 bill (no insurance). Don't have a lot of options. I know under the means test I more than qualify for chapter 7, but I'm confused about what property I would get to keep. I don't own much, a 3 year old widescreen tv, a computer, laptop, just a couple of pieces of furniture. My car is worth only about $2,000. My biggest concern is I have a fairly extensive dvd collection, something that has taken me years to collect and has about 300 dvds. The exemptions dance around such items. In Minnesota I know I can use federal exemptions if I choose to and one of those is this:
"Wildcard, Up to $8,725 of unused homestead exemption, for any property"
I don't own a home or any property property. Could this be applied to my belongings? I'm pretty sure it would more than cover the value of what I own but I don't know if they are talking about personal belongings or not. Thanks for any info.

 

[Theresagail]

No one is going to want your DVD'sd or your furniture for that matter unless you still owe $$ on the furniture -- conatct a bk7 attorney and start the process-- If you owe your car free and clear and it is your only car they will not take that either.