My father passed away not more than 2 weeks ago (may he rest in peace), and left his beautiful car behind.. Now, I found out that he owes and un-side-down amount on it. I can't possibly make the monthyl payments on this car. My mother co-signed the car, however she cannot cover the payments either. She wants the bank to just come pick it up. She already told the bank she wants them to take it away, but they need a death cert first. So before she could give that to them, I immediately told my mom they will probably charge her for the remaining ammount. But she asked them directly if she'd have to pay anything after giving the car back, and they told her "No". So I am confused now. Will a bank take back a car that has an upside-down ammount on it without any transfer of responisbility of payment for a deceased man? I need help, thanks.