Hi all,
I was in an accident on 4/26/2010 and the other party's insurance is accepting 90% fault, (a sheriff's patrolcar was also involved and is partially to blame i guess). My insurance company is valuing my car at less than replacement and saying that is all they can give me based on Dept. of Insurance guidelines. Am I screwed here? I have given them comps of vehiciles in the area (none of which are as loaded as my truck) and they keep saying that they can go no higher. Also, I am unable to work without my truck and they want documentation of work I lost when i can't even go bid work without my vehicle. I was not badly injured but am very sore even now and wondering if an attorney is the right way to go at this point.
I was in an accident on 4/26/2010 and the other party's insurance is accepting 90% fault, (a sheriff's patrolcar was also involved and is partially to blame i guess). My insurance company is valuing my car at less than replacement and saying that is all they can give me based on Dept. of Insurance guidelines. Am I screwed here? I have given them comps of vehiciles in the area (none of which are as loaded as my truck) and they keep saying that they can go no higher. Also, I am unable to work without my truck and they want documentation of work I lost when i can't even go bid work without my vehicle. I was not badly injured but am very sore even now and wondering if an attorney is the right way to go at this point.
