Can They Enforce Debt On My Mother

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Rubby

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My jurisdiction is: New Jersey

A collection agency trying to collect on an 8 yr old credit card debt I incurred while living in Florida has found out that I now live in NJ and am listed as an authorized user on my mother's credit card. They claim that they can get a judgment against me that would include payments coming from my mother's credit cards since I am listed as an authorized user. Is it possible that she could be held responsible for my debt in this way?:eek:
 
No, This is a scare tactic unless she signed on the dotted line on the credit card application ( contract) they can not come after her for it--
 
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