i had a car repossed long ago , i thought the account was past collection action , i was contacted by a collection dept. over this , this is how it is listed on my credit report , need i answer this collection agency at all , what should i do?
Account Type: Auto Loan
Type of Business: Personal Loan Companies
Terms: 60 Months
Account Status: Closed
Monthly Payment: $0
Date Open: Jul, 1997
Balance: $0
Balance Date: Jun 30, 2001
High Balance: Not reported
Credit Limit/Orig. Amt.: $23,592
Past Due: $0
Remarks: Not reported
Payment Status: Charge-off
Account Type: Auto Loan
Type of Business: Personal Loan Companies
Terms: 60 Months
Account Status: Closed
Monthly Payment: $0
Date Open: Jul, 1997
Balance: $0
Balance Date: Jun 30, 2001
High Balance: Not reported
Credit Limit/Orig. Amt.: $23,592
Past Due: $0
Remarks: Not reported
Payment Status: Charge-off
