California Quit Claim Help

[triciaquilts]

Advice needed here. I moved to California 10 years ago to escape an abusive spouse. My best friend helped me buy a house, I pay all the payments on the house, I live in the house, but I didn't want the hubby getting 1/2 of my house in our divorce. Divorce is final now and my best friend is ready to get the house in my name. So....I have some questions.
1.) This is a mobile home in a mobile home community, no land involved. Will a quit claim deed be sufficient? I know that if there was land involved I need a warranty deed in California.
2.) My ex managed to totally tank my credit before he agreed to the divorce so with that in mind and the difficulty in getting a new load regardless....do I have to let the mortgage company know about the quit claim? They know that I pay all of the payments and that the house is mine in all but name.....it is just that little step that I am afraid they will freak out over.
3.) If a quit claim is what I need and I have it signed and notarized, do I need to file it with the county clerk's office immediately or can I simply hold it in a safe deposit box till I am ready to file it? (Such as in 7 years when the house is paid off)

Thanks for any help on this one!

triciaquilts

 

[lwpat]

Normally mobile homes are transferred by title rather than by deed and the mortgage company probably is holding the title. What you probably need is a contract for sale that you can record.