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Billed Even After Non-Renewal

Discussion in 'Homeowners, Fire, Casualty' started by coral101, Feb 4, 2019.

  1. coral101

    coral101 Law Topic Starter New Member

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    Hi all,
    After one year expiration of homeowner insurance contract, I chose non-renewal and simply didn't pay the premium up billing (my experience with other insurance company). I didn't have an escrow account, now they send me to a collection agency for none payment.
    I read the contract that isn't automatically renewed. But in cancellation clause: "You may cancel this policy at any time by returning it to us or by letting us know in writing of the date cancellation is to take effect.
    As to non-renewal clause, these isn't a requirement for written notice.
    My situation belongs to which one? Thanks in advance for any advice.
     
  2. army judge

    army judge Super Moderator

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    I suspect (as in GUESS) you are REQUIRED to cancel formally.

    You'll have to read your policy to know for sure.

    I suggest you spend about an hour perusing your policy, to discover how you ended up getting stung.
     
    hrforme likes this.
  3. zddoodah

    zddoodah Well-Known Member

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    Read this.

    What does "My situation belongs to which one" mean?
     

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