- Jurisdiction
- Illinois
Hello,
Thanks for the advice beforehand!
I dont have that full amount to pay back at once.
I am on SSDI and that is all my income coming in per month.
No job income, W2 or 1099.
I am being sued for consumer loan taken out that is currently at about $7500 according to the court document.
Loan was taken out about 1 year ago from One Main Finical.
Court is coming up next month.
Is there any type of means test for lack of income in my state or County (Cook County) that could possible lower my judgment amount owed back?
If theirs a means test for this type of matter where can I find it online?
(The only means test I can find is about Bankruptcy, I am not at that point as of now)
If there is a way to negotiate a lower amount per month to pay back instead of the entire amount as one payment of the $7500 plus any court fees?
If they dont let me pay off the amount in payments is there a limit in my state of how much money they can garnish either from my SSDI payment each month or from my bank account?
I still have to pay rent, have money for food, ect.
Any advice appreciated.
Thanks
Thanks for the advice beforehand!
I dont have that full amount to pay back at once.
I am on SSDI and that is all my income coming in per month.
No job income, W2 or 1099.
I am being sued for consumer loan taken out that is currently at about $7500 according to the court document.
Loan was taken out about 1 year ago from One Main Finical.
Court is coming up next month.
Is there any type of means test for lack of income in my state or County (Cook County) that could possible lower my judgment amount owed back?
If theirs a means test for this type of matter where can I find it online?
(The only means test I can find is about Bankruptcy, I am not at that point as of now)
If there is a way to negotiate a lower amount per month to pay back instead of the entire amount as one payment of the $7500 plus any court fees?
If they dont let me pay off the amount in payments is there a limit in my state of how much money they can garnish either from my SSDI payment each month or from my bank account?
I still have to pay rent, have money for food, ect.
Any advice appreciated.
Thanks