Hello,
I know that there are quite a few posts in which poeple have stated that they are being sued so I hope not to annoy anyone else with this post but, I received a summons at the end of January (delievered by county sheriff) which states I owe about $2,000 for a past credit card account. The orginal creditor was providian but the account has long since been charged off and sold to many other collection agencies before landing with great seneca financial. This debt was opened/obtained in NH when I used to live there. The date of last activity on the account according to trans-union was 5/2002 when it was charged off. So can someone tell me which state's statute of limitations would apply here? NH it would seem has a three year SOL and it has now expired. Would Maine's SOL apply here even though I never lived in Maine durring the time the account was active?
I am on state assistance and currently awaiting social security disabilty. I do not own anything of value and rely on the kindness of others for support.
I have sent letters to both the collection agency and court stating that I am disabled and I have sent letters disputing this debt by requesting validation. I am now waiting to hear what they (CA) do next. My court date for this is March 6th and feel like I am running out of time.
Is there anything else that I should do besides obtaining an attorney that could help out in all this? I am trying to obtain counsel through a state program for the disabled but it is almost impossible to actually speak with someone there.
I thank you for reading my plight and certainly hope someone can offer some assistance.
Glenn
I know that there are quite a few posts in which poeple have stated that they are being sued so I hope not to annoy anyone else with this post but, I received a summons at the end of January (delievered by county sheriff) which states I owe about $2,000 for a past credit card account. The orginal creditor was providian but the account has long since been charged off and sold to many other collection agencies before landing with great seneca financial. This debt was opened/obtained in NH when I used to live there. The date of last activity on the account according to trans-union was 5/2002 when it was charged off. So can someone tell me which state's statute of limitations would apply here? NH it would seem has a three year SOL and it has now expired. Would Maine's SOL apply here even though I never lived in Maine durring the time the account was active?
I am on state assistance and currently awaiting social security disabilty. I do not own anything of value and rely on the kindness of others for support.
I have sent letters to both the collection agency and court stating that I am disabled and I have sent letters disputing this debt by requesting validation. I am now waiting to hear what they (CA) do next. My court date for this is March 6th and feel like I am running out of time.
Is there anything else that I should do besides obtaining an attorney that could help out in all this? I am trying to obtain counsel through a state program for the disabled but it is almost impossible to actually speak with someone there.
I thank you for reading my plight and certainly hope someone can offer some assistance.
Glenn