Back in 2006, my mother financed a motorcycle for me to use while I was in school. She filed bankruptcy last year and it is now discharged, with her only reaffirming on her house. She never received any late notices or documents to reaffirm the loan on the motorcycle. Before she filed, a credit counselor told her that the account which the motorcycle was purchased was a credit card (GE Money Bank). Her or I don't know what to do about the motorcycle, is it free and clear? Now that the BK is discharged, can they still come and get the motorcycle or money for it?