carolkeene
New Member
My home burned down in Jan 2009. It was a total loss. Taylor Bean & Whitaker had the mortgage on my home during this time. I sent $104,000 insurance check along with a personal check for $6800 (not sure this amount was even needed to pay home off). Both checks were cashed (have copies) but was not applied to pay off my loan.For what ever reason, TB&W was shut down by whatever governement department about 6 months later. Bank of America took over my loan. I had called and fought with BoA for months, getting no where. Finally in March of this year, my loan was paid in full. My problem is that during the 14 months that these two banks sat on the cashed funds I sent them, they contined to spend my money on things like mortgage insurace, taxes, interest, late fees, etc. I'm tired! It has been a long road after losing everything we owned, not being able to purchase another home due to having this open loan which showed that payments were late, and foreclosure notices sent. This bank sat on $110,800 for more than a year. I want to be reimbursted for the money they owe me that was not due on my loan but all documents from TB&W are aparently not available anymore. I want the money back that they spent on my loan from Feb 09 until Mar 2010. I'm now working with a person in the office of the CEO and President of BoA who promised to call me back two days ago but is now out of her office until next week. Here I go again... I'm ready to sue this company and let someone know the kind of hell me and my three children have been through because of them. The stress and aggravation of trying to get them to do the right thing has taken it's toll. If anyone can help, please post a message here. Thank you.
