Sunfunbill
New Member
Hi everyone, new guy here. 
A few days ago I stopped by a used car dealer here in Orlando, Florida. I drove a van and liked it, so they had me come inside and proceeded to give me some figures, as well as try to get me financing.
They were not very forthcoming with questions I had, plus I'm 90% deaf which made it harder. They finally told me the price of the van only after they got the financing approved,,,, at 28% interest!
I was still not sure if I was going to buy it as they gathered up all the paperwork and asked me to start signing. The very first form was a general retail purchase agreement, outlining the price of the van, down payment and so on.
It was NOT the "big" contract that has all the financing and everything. Well I signed that, then saw items in the next form that was the final straw for me. So I walked out and never went back. Foolishly I left that one signed paper behind.
They are now calling me, saying I signed the contract and it's a done deal. I only signed that ONE form, never left a deposit nor trade in, never took the van or the keys, never signed any financing papers or any of the two dozen other forms you sign when getting an auto.
So, am I on the hook for anything? Should I go back and try to talk to them? What should I do? Thank you.
A few days ago I stopped by a used car dealer here in Orlando, Florida. I drove a van and liked it, so they had me come inside and proceeded to give me some figures, as well as try to get me financing.
They were not very forthcoming with questions I had, plus I'm 90% deaf which made it harder. They finally told me the price of the van only after they got the financing approved,,,, at 28% interest!
I was still not sure if I was going to buy it as they gathered up all the paperwork and asked me to start signing. The very first form was a general retail purchase agreement, outlining the price of the van, down payment and so on.
It was NOT the "big" contract that has all the financing and everything. Well I signed that, then saw items in the next form that was the final straw for me. So I walked out and never went back. Foolishly I left that one signed paper behind.
They are now calling me, saying I signed the contract and it's a done deal. I only signed that ONE form, never left a deposit nor trade in, never took the van or the keys, never signed any financing papers or any of the two dozen other forms you sign when getting an auto.
So, am I on the hook for anything? Should I go back and try to talk to them? What should I do? Thank you.
