Are my wages likly to be garnished even if I am low income.

[n8uf79]

I have a loan group nocking on my door. I sincerely can't afford to pay them anymore due to I don't have the same job and now I am injured and out of work. My house hold is in the poverty and receives food assistance even when I am working fulltime. Should I worry about this aggressive collection agency taking me to court and garnishing my wages. Do you think a typical judge would grant that. Or do I have a right to survive. I rent and make car payments on an older car. My household income is vey low trust me.

 

[army judge]

I have a loan group nocking on my door. I sincerely can't afford to pay them anymore due to I don't have the same job and now I am injured and out of work. My house hold is in the poverty and receives food assistance even when I am working fulltime. Should I worry about this aggressive collection agency taking me to court and garnishing my wages. Do you think a typical judge would grant that. Or do I have a right to survive. I rent and make car payments on an older car. My household income is vey low trust me.

First of sll, you live in Florida. Florida is a debtor friendly state. Florida has many laws that protect your ages from being levied against for consumer debts.

If you get sued, you get sued. You can always declare bankruptcy, or ignore their threats and live your life.

If the debt is older than 4 or 5 years (depends on the type of debt), the statute of limitations will protect you. You can't be sued for debts older than 4 or 5 years old, unless you've been stupid and paid something after the 4 or 5 years has lapsed.

Stop communicating with those devils, ignore them, they'll go away.



Read the information on this site:

http://www.debthelp.com/kc/199-florida-debt-collection-laws-and-statutes-limitations.html

http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php

http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml

 

[Betty3]

Florida follows the Federal law on wage garnishment once a judgment is rendered. (However; if head of household, 100% of wages are exempt from garnishment in Florida.)