I am currently in a despute with my bank who "verified" and deposited a "fictitious" cashier's check. The bank withdrew the bad cashier's check from my account, with no notice, causing all my checks to bounce, as well as putting my checking account in the negative, around $12,000.00. Also, the bank has taken all funds frrom our other accounts, along with other family member's accounts, again, with no notice. "Hard Holds" on accounts also are still in place.
I've hired legal representation, but so far, no agreement with my bank has been met. They state that there was no negligence on the bank's part, and "if" we go to arbitration, the bank will countersue for the $12,000.00. The Bank also states that because of the bank's contract, they state we have no rights to a jury trial.
My wife and I continue to suffer many damages from this, for we live as "most" do: paycheck to paycheck. Our credit is ruined, and if it wasn't for our friends, who loaned us the money to pay for our exspenses, all would have been lost. All loans remain unpaid, driving us further into debt. Currently, we are in debt over $20,000 from this case alone.
I believe that aribitration agreements are one-sided measures that force consumers to give up certain advantages, including access to jury trials as well as the ability to maintain class action lawsuits.
I feel that we shouldn't have arbitration, and go straight to a jury trial. I have heard that in some cases, arbitration has been declared invalid, as well as no longer enforcable. Does anyone have any suggestions on what we can do?
Any help would be greatly appreciated.
rsv319
I've hired legal representation, but so far, no agreement with my bank has been met. They state that there was no negligence on the bank's part, and "if" we go to arbitration, the bank will countersue for the $12,000.00. The Bank also states that because of the bank's contract, they state we have no rights to a jury trial.
My wife and I continue to suffer many damages from this, for we live as "most" do: paycheck to paycheck. Our credit is ruined, and if it wasn't for our friends, who loaned us the money to pay for our exspenses, all would have been lost. All loans remain unpaid, driving us further into debt. Currently, we are in debt over $20,000 from this case alone.
I believe that aribitration agreements are one-sided measures that force consumers to give up certain advantages, including access to jury trials as well as the ability to maintain class action lawsuits.
I feel that we shouldn't have arbitration, and go straight to a jury trial. I have heard that in some cases, arbitration has been declared invalid, as well as no longer enforcable. Does anyone have any suggestions on what we can do?
Any help would be greatly appreciated.
rsv319
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