am I in big trouble

[nelson28]

Jurisdiction

Illinois

So, I went on a bender at casino hotel. I had a room and partied. The hotel obviously has cameras everywhere . I basically was tossed out. When I got back to my said state. The hotel kept adding charges to my card. So I told my bank it wasn't me. The total amount was about 900.00

 

[jayh991]

Are you in trouble? Yes.

You have a few options here and none of them are great. First, you can sit and hope that the bank doesn't bother with the headache and eats the cost chalking it up to ID theft.

Second, you can call the bank back and explain they were proper charges and you didn't realize it was due to room damage. The bank may accept your explanation and debit your account in a no harm/no foul situation.

Third, the bank will contact the casino through their fraud department and find out it was you. The bank will advise you the charges are yours, debit your account and may close your accounts. They may also notify the police that you made a fraudulent claim starting an investigation into your conduct.

Obviously you knew or should have known the charges were valid and making a false ID theft claim can fall under a number of statutes depending on what state the damage occurred.

 

[army judge]

So, I went on a bender at casino hotel. I had a room and partied. The hotel obviously has cameras everywhere . I basically was tossed out. When I got back to my said state. The hotel kept adding charges to my card. So I told my bank it wasn't me. The total amount was about 900.00

Cool story, bro, cool story.
You got your money back, too.
That's even more cool.
You showed 'em, mate.
My pal did something similar.
He got his money back, too, about $500.
The business reported him to the cops for "theft of services".
Yikes!!!
Cops arrested him.
He got charged with a felony, defrauding an innkeeper.
The legal troubles lasted about nine months.
He had to hire a lawyer for $5,000.
Took a plea deal for a misdemeanor.
His record was clean.
He owned a landscaping business.
Paid fines, costs, fees about $2,500.
Did a year of unsupervised probation.
Did community service of 100 hours.
Had to pay the merchant about $1,000, those "extras" they stuck on you.
After it was all over, he tells me filing with his credit card company was a big mistake.
Hope your situation doesn't end like my pal's did, mate.