1. Free Legal Help, Legal Forms and Lawyers. TheLaw.com has been providing free legal assistance online since 1995. Our most popular destinations for legal help are below. It only takes a minute to join our legal community!

    Dismiss Notice

Advice on personal banking issue

Discussion in 'Banking, Finance, Investments' started by Ichigo2011, Feb 16, 2020.

  1. Ichigo2011

    Ichigo2011 Law Topic Starter New Member

    Messages:
    2
    Likes Received:
    0
    Trophy Points:
    1
    Jurisdiction:
    California
    Hi everyone! I am currently in a situation where I need advice on which kind of lawyer to hire. Basically, I opened an account at Chase and went back home to my country. While I was back home, I asked one of my friends to transfer some money into my Chase account since I needed some money fast. He asked one of his friends in the states to transfer the money. The person deposited around 8 money orders and a check into my chase bank account. Everything was fine but the check got bounced and my account got closed down. I have all the money from money order in my account but Chase is not allowing us to take them out. They are asking for money order receipts which we do not have anymore (and cannot get them since the person is not willing to get them for us). They said without the money order receipt, they cannot trace the history of the money from money order. We escalated to the escalation team in Chase and they do not know how to help either. If we are not able to resolve this in a certain amount of time, they are going to donate the money to the city. So, what kind of lawyer would be able to help me in this case so that I can at least get back my money?
     
  2. flyingron

    flyingron Well-Known Member

    Messages:
    817
    Likes Received:
    378
    Trophy Points:
    63

    They aren't going to "donate" the money. There's a lot of holes here. Why did the money order "bounce?"
     
  3. Ichigo2011

    Ichigo2011 Law Topic Starter New Member

    Messages:
    2
    Likes Received:
    0
    Trophy Points:
    1
    It was a check that bounced. No money order bounced.

    I was told by the bank that they were going to donate or send the money to the city or something after a certain period of time. He also said I can fight back for the money when that happens if I wish to do that.
     
  4. army judge

    army judge Super Moderator

    Messages:
    33,025
    Likes Received:
    5,239
    Trophy Points:
    113


    The bank got a whiff of the malodorous scam that someone perpetrated, and the stench could destroy you in more ways than one.

    You might soon have visitors by some tough looking people wearing black suits carrying gold badges and automatic pistols..
     
  5. adjusterjack

    adjusterjack Super Moderator

    Messages:
    8,730
    Likes Received:
    2,678
    Trophy Points:
    113

    How much money is involved? How much each money order? How much the check? Why did you use such a convoluted scheme when you could have just wired money to your account?

    What reason did the people at the bank give you for closing the account? Surely you got some correspondence?

    My guess is that the bank suspected money laundering or something else nefarious.

    The money escheats (google it) to the state if the matter isn't resolved in a certain amount of time.

    The type of lawyer you need is any business or contracts lawyer to whom you are willing and able to pay a retainer of several thousand dollars against his hourly rate.
     

Share This Page