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I asked for your advice, not for you to be condescending ("Did you read the instructions on the form?") Thanks.

The letter doesn't mention how to appeal, just "Call us at the number below within 30 days from the date of this notice if you disagree with the higher amount." Is it more effective to call and negotiate? Or should I submit Form 9423 (Collection Appeal Request)?

Hi there: I owe back taxes; I submitted the proper financial forms to the IRS and proposed a monthly installment payment amount, which they rejected (in their letter, they claim I can pay twice the proposed amount -- which I guess I can as long I don't eat, commute to work, etc.). Any advice on...

That's what I thought -- just wanted to confirm. Thanks!

Hi there: I was sued by Debt Collector #1 in 2012; we agreed on a settlement amount, then I never heard from them again. Fast forward to January 2017--a levy was placed on my bank account by Debt Collector #2 who I never heard of (who apparently bought the debt from #1. I was never notified; #2...