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guys - a bill collector has been pursuing a $2000 charge which I don't agree with as some things weren't disclosed to me before getting a medical grade 3 device in NYS. I know NYS doesn't allow adding medical debt to credit bureaus but is it likely why will sue me in civil court? Or are their...

Is a private doctors office allowed to withhold treatment if a patient cannot satisfy deductible and copay at time of treatment even though they are agreeable to sign all financial responsibility forms including agreement to pay off bills at a later time?Thanks

Hey guys, my sales plan doesn't spell this out and simply has language around what occurs in the last day of employment but not after. If a customer returns devices or licenses a few months after I quit, can they usually come after me for the deficit? Thanks.

Folks - in NYC, employers aren't allowed to ask for past salary data. However, many simply dodge around the question by asking how much would you like to make and obviously that's typically 10-20% over what you currently make in most cases with tenured professionals. If you accidentally slip...

In an auto accident, is the NYPD officer or NYS state police patrol required to see footage presented by one or 2 parties before making a decision or can he refuse to? Thanks

Folks - NYC has a law where potential employers aren't allowed to ask for salary information from candidates. However, is there any law that prevents them from reaching out to your past employer (possibly when you are still employed there) to verify salary information? Would most employers hand...

Folks - I’m currently pursuing some NYC consumer protection agencies to help me on a bad roof install that’s leaked for 8 years right after install. However, the roofer hasn’t responded positively to these agencies reaching out either. They keep returning back to simply add more caulk but that's...

Guys - I currently have a 820 credit score but fearful $800 worth of medical debt is going to appear soon on something I've arguing with the provider on. On this diagnostic treatment, they promised me that I have no deductible but then got hit by a bill by a 3rd party that they sent my blood for...

Folks - this is a very general question. I was talking to an umbrella policy company and asked if they cover auto liability worldwide and they said they do but filing has to be in the US. I asked why a European car accident would have its trial in the US if it's locals there involved and the...

Folks - am I reading this public source accurately? Basically, all contributions Roth IRA are exempt and guarded from any liablity lawsuit I face as long as it's done 90 days before the lawsuit was filed in NYS? Thanks Additions to IRAs are not exempt from judgments if contributions were made...

Guys - I'd like to confirm that Umbrella insurance typically won't cover anything that the primary home insurance wouldn't cover right? For e.g. if a painter who's not bonded and doesn't have worker's insurance (just someone who does side jobs) and falls off my roof, my umbrella insurance is...

Folks - Can anybody comment if this statement below makes sense? The thread was mostly based on coverage amounts i.e. whether one should take 100/300 which most people deem as sufficient or move to 250/500k + potentially umbrella policy. Remember this: the insurance company is putting up...

Folks - I'm using an employer-sponsored service to either create a last will or a trust and had some high level questions. Our situation is fairly straight forward with young kids, some passive real estate investments and retirement accounts. Btw we retire, we do expect 3-4m in assets incuding...

Folks - can someone explain what occurs when somebody doesn't have a health care proxy assigned and is a widow? Does the hospital take instructions from her son on the care to be provided in NYS? Thanks

Folks From a legal standpoint, are healthcare institutions that have a state mandate to have all their staff vaccinated allowed to force an employee to resign (vs terminated), thus leaving me no option to claim unemployment? Here's the language from my employer Employees who do not comply with...

Folks I have had a new system installed at home which isn't performing - just not heating the home as was claimed. The contractor has asked me to do a couple of things to fix it but they go against the design we agreed on and I am probably going to to to get it fully analyzed & fixed by another...

I am a regular W-2 employee and have no business today. I live in NYC and planning to form a Wyoming LLC purely from an asset protection standpoint. In this LLC, I plan to initiate some basic CD's with banks in different states wherever I can get a good interest rate, maybe the Fidelity...

My question involves labor and employment law for the state of: CA but I live in NY Folks - when I was terminated 6 months ago from an employer based in CA, there was a transition agreement during which you were allowed to use the intranet. I did download some documents which I felt were...

Folks - I know me and my wife co-own property but what document lists the type of co-ownership? As I understand, there are 4 types (1) tenancy in common, (2) joint tenancy, (3) joint tenancy with rights of survivorship and (4) tenancy by the entirety. Secondly, do any of the above allow a...

folks - I'm reviewing the gifts rider within the durable power of attorney for new york state. It seems this is pretty important given if the principal were to be incapacitated, then his spouse can gift all his funds to her and come within the medicaid eligibility for a nursing facility. With...