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As has been my question - I think they are basically buying the debt the same as a regular collections agency would, which if that's the case then you are paying in advance for them to buy the debt. As for a lawsuit, that part may not be so bad in the grand scheme of this crap. Remember, the...

I would explore both options, however a civil suit might have a better chance (not the either has a great chance to start with, but.....) simply because the burden of proof is less.

This may be true, however if he wins I would contact the TV news. They may or may not do a story about it, but it's worth a try. The angle of the story would be how they are using this statute wrongly as he has found in research. And if it were me, I wouldn't car if the trooper wins due to my...

I wouldn't think they can put it on your credit report unless they have your SSN. In the mean time I would contact your state attorney general's office and file a complaint. Take a look at the Fair Debt Collections Practices Act. I believe they are in violation...

You should be safe. A stipulation basically means an agreement. And with prejudice means there has been a legal ruling, and they cannot file another. If it said WITHOUT prejudice then they would be able to file again in future if they wanted to. So stipulation discontinuing action with...

It should be done. They would have to appeal the decision, but I doubt they will. One question - does it say with prejudice or without prejudice (or neither??) If it's with then you are safe, if it's without then it means they are able to sue again.

It wouldn't be any different than if someone had a debt and then moved out of state. Or what if you had a Sears card, and charged up something while on vacation out of town, then failed to pay it off.

Yes they can.

As I have thought of this one some more, I wouldn't even bring up why you were flashing your lights unless asked. Just simply go to court with the argument that #1 the trooper was wrong when he stated that you flashed your brights and #2 that the section of the law pertains to flashing lights...

You need to contact the courthouse to reschedule the court date. It's not going to just go away. However I would use the argument that the plaintiff (the officer, etc) did not show up on the noted date on the ticket. It's kind of a thin argument since court wasn't actually called into session...

Around the airport they won't pull people over unless they are doing at least 60 - or so they said when the paper did an article on it about a year ago. What gets me about the Van Dyke overpass is that as you head north you can see them wayyyyyy ahead of time as you come around the curve -...

I would definatly fight this one in court. You need to bring up the whole of 316.2397. Here is a link: 316.2397 The reason is that the statute does in fact refer to flashing lights as a TYPE of light, not the action of flashing your lights. Also, bring your video as it clearly shows that...

You need to provide more info. What were the details of the case, and on what basis would you think the conviction could be expunged?

I'm going to add to this that once you get on your feet, you need to cut ties with her if you can and get out of there. Pulling a stunt like this proves she cannot be trusted.

I understand all of that. As I said, forget all of the red flags for a moment. I would never go for something like this, and this is what I have told to the person who was filling me in on this. My basic question is are they simply buying the debt the same way as a collections agency would...

I know someone who was checking into a company that does debt negotiation. Apparently the way this works is you set up a savings account and make regular payments to the account. Once you have enough money to pay off one of your debts they go and negotiate the debt for you, and pay it. But...

You still owe them the $200. I would just hold on to the $100 they reversed, then when you have the other $100, send it in all at once. If they start calling then tell them you tried to make a payment and they sent it back, so they will get it all when you have it all. If they even hint at...

There's going to be two different ways these debts will go. First, the creditors may be willing to accept the documentation you have proving the accounts were not really his and write them off since there is nothing they can really collect from her estate. Keep in mind the term estate refers to...

Technically it is a breech of contract for the friend to demand repayment since the agreement originally was that none was due. However unless there is something in writing it's going to be a case of my word against yours, and there really is no proof. Also given the fact that payments have...

The burden of proof is always on the prosecution end if it goes to court. It sounds like it hasn't gotten to that point, and that everyone is only dealing with the collectors right now. However, your father is still going to have to deal with the liability for these debts. Your mother may...