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I had a refuse collection business. We would collect waste and dispose of it at a transfer facility. Transfer facility would in turn transport waste to a disposal (dump) facility, hundreds of miles away. Transfer facility announced we had fallen behind and had a $90,000.00 financial...

I reside and own a home in the Catskill Mountains of N.Y. State. I am twelve years into a fifteen year mortgage on said home. My mortgage holder has always provided monthly payment booklets, for payments on said mortgage. In August of 2012, my last payment booklet was completed. No...