Is this an online college or university?
If so, the refund policy is probably noted in their catalog and the deadline was most likely within the first 3 weeks of the program.
Trust me, any student who ends up owing more than they borrowed took all available years of deferments and then probably entered an income contingent repayment plan, where payments can be as low as $5 per month.
Worked in federal student aid for more than 30 years.
Not so. The legal obligation to pay child support cannot be retroactive to a date prior to the date of filing of a petition for support (and this is especially true when the child's legal father "from day one" was someone else).
Gotta disagree with this part. One of my sons was ordered to...
"...she is concerned that either he could end up running into some financial issue that might screw her, or since HIS WIFEdoesn't particularly like her, ..."
His WIFE? Is she sure he didn't divorce her?