Recent content by omgomg

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    Dispute over language in an insurance policy

    I contacted a public adjuster about a year ago, and I recently filed a complaint with the Ill. Dept. of Insurance. In both cases, they said they were unable to help me, because this policy is a condominium policy, so the wall is a common area to them, and therefore, as far as they are...
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    Dispute over language in an insurance policy

    I have a damaged outer wall on my town house. I have filed a claim but the claim was denied because the wall is considered a common element by the insurance company, because I was inadvertently sold a condominium policy. However, according to the insurance company's definition of what is...
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    Suing HOA pro se in small claims

    I have a case similar to yours" lairdwd". My management company hired a contractor who damaged my front wall while making a repair of a water main break. My insurance claim was denied, and the public adjuster I hired told me they could not pursue the insurance company because they said that the...
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    Suing HOA pro se in small claims

    Suing HOA pro se in small claims Jurisdiction/Place: USA - Massachusetts I'm suing my HOA in small claims pro se. My case is rock solid, and I do not feel I need counsel to assist. That said, I have been reading that small claims judges view it as "disrepectful" to sue HOA and rarely...
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    Common element or not?

    I own a townhouse that had its front wall damaged by a contractor working for the management company. The public adjuster I hired could not service me because they claimed that the damaged wall was a common element, and therefore the sole responsibility of the management company. While in the...
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