well i have been trying to figure out some of this stuff myself as i am exploring on how to have a misd. expunged. i have heard, that it doesnt erase the arrest and that almost nothing will, however, if it has been expunged you can still answer NO. the check should come back expunged...
i would like to know how to do it yourself expungement in california.... i plead on an ADW 245pc Misdemeanor about 16 years ago. i would like to have it expunged. i have heard different things... i was told it is very difficult to do and you need an attorney and start up fee is $1500...
look! first things first.... write a letter saying what you just told us.... or go into the store in person and find the manager and tell him the same thing and pay for the $31.00. DO THIS BEFORE COURT! if you can, talk to the DA and let him know you paid restitution already and explain the...
before you decide to file a BK... look at your debt again... is the 40k+ for current debt.... or is that including a hand full of old credit cards that there has been no activity on in a couple of years? most old credit card stuff can simply be deleted if you know how and become dilligent...
I wouldnt file BK over such an amount if i was you.... the truth is they bought that old account for pennies on the dollar and i am sure if you are persistant that you can get them to settle for that. First basically deny the charges to them and ask them to produce proof that it is yours...
did the court trustee for some reason leave your case open for example a law suit pending in which you stood to receive monies from another party? or have you been given a notice of no distribuition of assests?? you should check with the attorney that handled your case, they wont usually...
your thread that you wrote is quite confusing to start. at any rate, are you saying that if the insurance company had not made an error in cards and coverage for a month or two but had told you that they would correct it and finally did that you would not have been responsable for that...
Cant pay what you dont have
I would call the credit card company and talk with them.. I would tell them that you unfortunatley have no money to pay. let them know you are planning on filing bankruptcy cause your walls are falling in around you. Offer to settle the debt for $2000 and thats...
Play the game like they are
I am not sure what state you live in, but in california the fee to sue them is around $16 for small claims court. What i would do, is to write the collection agency a letter disputing the claim and ask them to provide you with proof of the bill within 15 days. I...