- Jurisdiction
- Washington
My Fiance recently bought a car.
When he structured the deal and signed all the paperwork it included the full trade in amount on his truck. We canceled his upcoming automatic payment due to it being structured in the deal for the 10 day pay off and our monthly payment was due 15 day later.
A month later we saw that the truck was still not paid off. What had happened was the dealership had decided to pay off what would have been left had we paid the last upcoming monthly payment.
Example: instead of paying the signed agreed apon 27k they only paid 26,300.
They said since we had an upcoming automatic payment they were just going to pay what they paid and reimburse us the monthly payment. Not once were we called or contacted about their supposed plan.
This has not only affected us financially but credit wise as well. They made us pay 200$ for the occurred interest from the monthly payment that was not paid. It also dropped his credit score down 75 points due to 30 day late payment.
Can we take the dealership to court for this affect on our life?
When he structured the deal and signed all the paperwork it included the full trade in amount on his truck. We canceled his upcoming automatic payment due to it being structured in the deal for the 10 day pay off and our monthly payment was due 15 day later.
A month later we saw that the truck was still not paid off. What had happened was the dealership had decided to pay off what would have been left had we paid the last upcoming monthly payment.
Example: instead of paying the signed agreed apon 27k they only paid 26,300.
They said since we had an upcoming automatic payment they were just going to pay what they paid and reimburse us the monthly payment. Not once were we called or contacted about their supposed plan.
This has not only affected us financially but credit wise as well. They made us pay 200$ for the occurred interest from the monthly payment that was not paid. It also dropped his credit score down 75 points due to 30 day late payment.
Can we take the dealership to court for this affect on our life?