in NY I signed a car for my daughter, she couldn't handle the insurance and car payments we handed the car over and they sold it for 2,000 at auction leaving a great big chunk to collect from me. it has come off our credit report but yesterday received a collection notice from a company that bought the debt. Are we still responsible to pay. We have not contacted them in any way, we no longer live in New York haven't for the last 11 yrs