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No, I DID pay the debt. I was late, but as soon as I talked to the collector and found out I was behind, I instructed him to pay it off and close the account. My issue is the fact that the account was NOT closed and that somehow it's showing a $200 balance, and that I received NO further...

Last Christmas I decided to do something nice for myself and bought myself a nice new TV from HH Gregg. They were having a promotion where if you signed up for a card, there would be no interest for a year, so, knowing my credit is quite good, I signed up for the card. The very next month I...