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  1. K

    Does a police report opinion decide accident liability?

    The only way to influence an adjusters decisions is to rebut w/facts. In your case, you need to prove that you are neglegent free. What would a resonable prudent person done in your situation. If the adjusters explanation for assigning you neglegence is the road conditions, that will not hold up...
  2. K

    Does a police report opinion decide accident liability?

    The loss of use would generally be calculated by the insurance co sop for time and the daily rate that the insurance co would pay for a comperable vehicle. ex: ins co sop-after settlement presented and accepted, will pay for three additional days for loss of use 7days @ suv rate (40.00?) =...
  3. K

    Does a police report opinion decide accident liability?

    You have some good photos, and the ultimate answer to your question is answered by senior judge. The insurance company has to be able to prove that you were neglegent in some way to assign any responsability to you. Weather conditions alone does not constitute neglegence on your behalf. If you...
  4. K

    need advise for custody

    Custody Scooterdog, Here is what I would base my case on having primary custody of daughter: 1. Mom is bi polar and has had many attempts at suicide, stayed in mental hospital. All of this happend right before we got divorced, but I think she might be having another episode, explains the...
  5. K

    Does a police report opinion decide accident liability?

    You need to be able to prove that you are negligent free. I dont know all of the facts, so its hard for me to point you in any sort of direction. If she was comming left of center, she has the greater duty to stay on her side of the road. If you pulled over because you saw a narrow part in the...
  6. K

    Does a police report opinion decide accident liability?

    Ok, so there is enough room for both cars to pass eachother correct? run down the facts for me again, sorry. Start from when you saw her, why you pulled off the side of the road and up until impact.
  7. K

    Drunk driver hits my cars & home..help

    I am an adjuster, not in your state. Check your own isnurance policy under damage to a vehile, there should be some guidelines on how the insurance company will deal with a total loss. Where I am from, we used NADA retail value. Sometimes we do real market searches for comparable vehicles. We...
  8. K

    Does a police report opinion decide accident liability?

    I am an adjuster, but not in your state, laws may be different. I ususally use the police report as a clarification of the accident scene, facts of loss and contributing circumstances. Some of the other things I use to determine liability include my owns scene investigation and recorded...
  9. K

    need advise for custody

    I live in Montana. Ex and I were divorced over three years ago, we have a 6 yr old daughter, and have had a court ordered parenting plan in place since then. The parenting agreement is 50/50, week on, week off. I just moved across town and when I did, ex filed for full custody based on the...
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