In order for someone to garnish your wages, they would first have to take you to court and receive a judgement to garnish your wages. I hope that everything works out.
My jurisdiction is: New York
A few days ago, I received a very confusing summons; In New York City, if one is an original creditor, no license number is required on the complaint. This is how the complaint appeared:
ABC Company Plaintiff
a/p/o Citibank
In one of the items...