Recent content by Marybell

  1. M

    Unpaid medical bill sent to collection

    exactly. I can't decide if I should apply for financial assistance and disclose this assets or better not.
  2. M

    Unpaid medical bill sent to collection

    Thank you ! By the way, why do they ask about retirements assets, if such assets are untouchable.
  3. M

    Unpaid medical bill sent to collection

    Hello everyone again! I have a large medical bill, I asked for financial assistance options. They sent it to collection, I still wasn't able to pay it off. Then the creditor pulled it from collection back to themselves. I contacted them again and they sent me a financial assistance application...
  4. M

    Unpaid medical bill sent to collection

    thank you. What was then the point of sending it to collection in the first place? The collector approached me offering to pay it off at once with 20% discount. The amount was still too high for me to pay it off, so I did nothing. Called them today to find out what was going on and they told me...
  5. M

    Unpaid medical bill sent to collection

    Could someone please tell me, why it could happen that the creditor pulled the account back from collectors? Just called collection agency, they said the account is back with the creditor... Im confused.
  6. M

    Parking lot accident

    thank you
  7. M

    Parking lot accident

    The only picture of 2 vehicles together is this one. The other car didn't stop on impact, stopped shorty after. I found someone who says they can fix mine for $300. Again, I have no idea what quality it would be... I contacted the other side about $300 and they were happy to hear. They want to...
  8. M

    Parking lot accident

    here is their damage (worse than mine)
  9. M

    Parking lot accident

    and here is my damage (no dents just scratches)
  10. M

    Parking lot accident

    here is the drawing
  11. M

    Parking lot accident

    Thank you everyone. 1 - I haven't reported accident when it happened (happened on Monday , today is Friday) - is it too late? 2 - I heard that for insurance companies anything on a parking lot is often considered 50/50, if decide this way, I don't have full coverage - how true is this? 3 - my...
  12. M

    Parking lot accident

    Can't figure out what to do I was driving in the isle of an parking lot with angled spaces when all of a sudden I collided with a vehicle that was driving accross parking spaces. The view for both of us was obscured by parked vehicles. We both have vehicles that are neither new nor fancy (2011...
  13. M

    Unpaid medical bill sent to collection

    Thank you everyone for your advice. What happened is that collector sent me a settlement offer ($100 less that the original amount) that I will probably pay. I have a couple of other questions though. I had Echo cardiogram done at the same medical center. They billed my insurance for $7600...
  14. M

    Unpaid medical bill sent to collection

    thank you. What are the chances that they would want to sue me over such amount?
  15. M

    Unpaid medical bill sent to collection

    Greetings! I had a bill for ER visit -- I had a face injury after an incident on my bike, they had to put stitches on my lip. Just to make it clear, it wasn't a multi-hour whole face surgery, not at all. They billed insurance for some absolutely unreasonable amount, the insurance allowed a...
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