He he... Hope you have a great interest in exploring the myth of bankruptcy... Do some web research to find the myth.. May be i am also doing it now....
chapter 13 bankruptcy
Hey it seems that you are in desperate need for a legal advice. In order to get a legal advice you need to approach a lawyer or attorney.
I came across a website last night while browsing which might be useful for you
debtreliefohio.org
:):)