Recent content by bakkam

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    Credit Cards, Rating, Repair Bank Mortgage-First Lien

    It is a no fee bank; I still dislike the bank model but the location is convenient relative to the credit unions.
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    Credit Cards, Rating, Repair Bank Mortgage-First Lien

    Thinking about checking/savings at a medium sized bank and borrowing from a credit union. Makes sense?
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    Asset protection for the poor

    Looking for suggestions regarding, do it yourself, preemptive asset protection measures for folks who are worth less than 500k :D
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    Credit Cards, Rating, Repair Bank Mortgage-First Lien

    I (potential borrower) got a home mortgage application from a bank. On the application, the bank wants to acquire the right to close any or all accounts to place the bank as the first lien holder. The question is on which accounts (checking, savings, 401(k), 403, 529, Traditional IRA...
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    I am thinking about requesting another continuance to a date in February. This means that I have to sign a form stating that I wave my rights to a speedy trial. I don't understand what this means. Should I sign wave this right? What are the pros and cons of waiving this right?
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    Thank you. The court date has been continued, now I have time.
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    Being rude to the police officers does not make sense. I understand that and welcome the fact that it is someone's job to enforce laws. I now have the prosecutor's contact information. If I am pronounced guilty despite the wrong ordinance and my argument based on MUTCD, I have to pay the...
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    1. I am planning to call the prosecutor and ask for a deferred adjudication (will pay fine if no points). Is it kosher to call the prosecutor directly? I checked with someone locally and this was the recommendation. 2. If the prosecutor does not agree to 1., I am thinking about filing a...
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    Thank you for the answer, army judge/samaritan, scholar. How is the fine money pie split between the parties at the lunch table?
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    Allegedly Not Stopping at Right Light in Ohio- ORC

    Citation issued for allegedly not stopping at red light under ORC XXX. ORC stands for Ohio Revised Code, right? ORC does not refer to a local ordinance? ORC XXX does not exist, it was incorrectly indicated on the citation. What is the implication of this error in the court?
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