I had written two checks to my landlord and I wrote the checks from my personal checking account instead of the joint account that I do have. I thought I had the money in my account to cover it but I didn't. So now my landlord told me that if I didn't have to money to him by the 1st he would go to the courts about the issue. I'm not sure what to do at this point about the situation. I'm 21 years old. Never been convicted of a crime or went to jail. I'm scared! The total amount of the checks is $1,320. Please help me!