Wrong reasoning for loan Consumer Law, Warranties

Sure - return the tub, get a refund, then return the money.

EDIT: In case it wasn't clear. It's very unlikely that your grandmother will be able to "get out of" the loan based on this. Like, astronomically unlikely.

 

Well, if Wanda can show that her grandmother was mentally incompetent at the time and the contractor was able to defraud her because of that, there may be a slim chance.

Wanda, do you want to go that route?

You'll have to seek conservatorship or guardianship over your grandmother.

 

Which "loan paperwork"? Did your grandmother sign the document(s) that "states that the reason for the loan was for HVAC"? If so, why did she sign the document despite knowing it was untrue? How long ago did this happen? Has the bathtub replacement happen?

All depends on what kind of bathtub we're talking about and the borrower's creditworthiness. Did you or your grandmother ask the contractor why it listed HVAC?

Probably not, but I'll reserve judgment until you have answered my questions.

 

Agreed - in my area (which is not Virginia, of course), the installed cost for a walk-in tub can range from $3,000 to $15,000.