I purchased a vehicle from a dealer on 6/27/14. I signed a retail installment sales contract which lists the dealer as the seller and myself as the buyer. There is no contingency clause or right to cancel in the contract. A week after i purchased it they said they needed a paystub showing i was no longer on short term disability with my job. I have been on leave since may getting 70% of my normal pay. I disclosed this to the sales guy throughout the wholele process which started on june 8. They never indicated that it was a problem. I provided all my pay docs and they showed my short term income dealer said no problem.
July 14the they call and say I need to return the car or redo an application. I explained that I have a contract with them and they said that is contingent on financing.
July 15th I call my attorney generals office and explain everything to and attorney there. She asked me to fax over the contract. She calls me back a few hours later and says that it's a binding contract and they can't take the car back. The dealer is my finance company if they can't find a lender to assign the contract to.
What should I say to the dealer at this point? They want my husband and I to come in and talk to them. if i can avoid going back there then I will.
Should I just direct them to the attorney general? She told me that I can file a complaint if they continue to tell me to bring the car back. I just don't know what I should do when the manager from the dealer calls back.
July 14the they call and say I need to return the car or redo an application. I explained that I have a contract with them and they said that is contingent on financing.
July 15th I call my attorney generals office and explain everything to and attorney there. She asked me to fax over the contract. She calls me back a few hours later and says that it's a binding contract and they can't take the car back. The dealer is my finance company if they can't find a lender to assign the contract to.
What should I say to the dealer at this point? They want my husband and I to come in and talk to them. if i can avoid going back there then I will.
Should I just direct them to the attorney general? She told me that I can file a complaint if they continue to tell me to bring the car back. I just don't know what I should do when the manager from the dealer calls back.