Wage Garnishment

[jtmo]

I have just found out that my wages are to be garnished.
I had a car volunterarily reposessed about 2 years ago and had been paying payments here and there, my fault I know for not paying on a regular basis. However I heard nothing from them for months , now out of the blue they said they have obtained a court judgement against me and have now sent a garnishment letter to my employers stating they will be garnishing my wages at a rate of 25%.
I have 2 questions, can they do this without notifying me about the court judgement and can they set the rate as they please.
I have a third question , is there anything I can do about this?
I live in GA , in case you needed to know that, I work in AL.

I don't know if I can afford this and am at my wits end.
I look forward to any advice.

 

[JohnMacek]

The amount of wages to be garnished is subject to state and federal law. I would assume that the judgment (or "sister state" judgment) was entered in AL, as the writ would have to be issued by a court in AL to be effective in that state . If you were never served/made aware of the judgment, you could move to have it set aside, but you would likely be sued again. You could always file a claim of exemption to the wage garnishment. This process varies depending on your state. Unfortunately, I have little to no knowledge regarding the laws of either state you mentioned. The court clerk (in the county/state in which judgment was entered) may be able to point you in the right direction.
Good luck

 

[jtmo]

Sorry its taken so long to reply. No the court case was in my local county in GA, I thought it strange that they are enforcing GA garnishment law in AL. I will contact the local county clerk and ask for advice.
Thank you for taking the time to reply.