I defaulted on a Discover credit card because of a layoff and subsequently a cut in pay. I have been informed that a judgment was levied against me in the amount of $3400. And now they are garnishing my wages, 25% of my bi-weekly paycheck. I am a mother of two young boys, in a single income home. If they continue to take 25% of my wages, I will most surely lose my home. I just completed a mortgage modification through Chase Bank where my mortgage is held. They lowered my payments to an interest rate that would make it possible to pay my bills and mortgage monthly. Now with this money being taken from my check, I will most certainly not be able to stay current, which could result in the mtg returning to it's previous amount.
I have tried to call the law firm representing the bank, they have not yet returned my calls. I have also talked to the garnishment department at the company I work for, they could not help and told me to consult a lawyer. Is there anything I can do to stop this from continuing? I live in Florida, the judgment was filed in Hillsborough county courthouse, Tampa.
Any help and or ideas will be truly appreciated.
I have tried to call the law firm representing the bank, they have not yet returned my calls. I have also talked to the garnishment department at the company I work for, they could not help and told me to consult a lawyer. Is there anything I can do to stop this from continuing? I live in Florida, the judgment was filed in Hillsborough county courthouse, Tampa.
Any help and or ideas will be truly appreciated.