lynnetterouse
New Member
I got a car from Ford back in 1988, when i lived in New Jersey and took it back to the dealership, in 1989, i was 19yrs old and simply could not afford to make the payment. Of course this was on my credit report for 7yrs.-10yrs., then it was off of my credit report. Now all of a sudden it is back on my credit report, now for the past 2yrs and I now live in Pennsylvania. I need help on what i should do - I want to be honest w/you, i don't want to pay for it, being that it was on my credit report for so long, however, if there is sometype of advice you could give me, i would work on this. Also, I am just not understanding, my credit score is currently 715, so why should i have to clear it up. I am not an homeowner yet and would like to be soon, please help me.